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Virtual CFO Services GST Registration & Filing Income Tax Returns Company Incorporation ROC & MCA Filings Statutory Audit Transfer Pricing FEMA & RBI Compliance Payroll Management AI Finance Automation MSME Registration Bank Loan Syndication Virtual CFO Services GST Registration & Filing Income Tax Returns Company Incorporation ROC & MCA Filings Statutory Audit Transfer Pricing FEMA & RBI Compliance Payroll Management AI Finance Automation
Complete CA Services · Delhi NCR · AI-Powered
12+ Services · 500+ Clients · 12+ Years

Our Services

Every financial service your business needs — under one roof. From compliance to strategy, taxation to automation — staffed, managed, and delivered by qualified professionals.

20+Service Categories
500+Clients Served
12+Years Experience
98%Compliance Accuracy
₹0Penalty Record
24/7AI Support
01Strategic Finance

Virtual CFO Services

Board-level financial intelligence without the full-time cost. Our Virtual CFO service gives growing businesses the strategic finance leadership they need to scale confidently.

What is a Virtual CFO?

A Virtual CFO is a qualified financial expert who works as your part-time Chief Financial Officer — providing strategic guidance, financial planning, investor reporting, and business intelligence — at a fraction of the cost of a full-time hire.

📊
Financial Planning & Analysis

Annual budgets, forecasts, variance analysis, and scenario planning. Data-driven decisions every month.

Annual & quarterly budgeting
Cash flow forecasting (13-week & annual)
Revenue & expense variance analysis
Break-even analysis & pricing strategy
📈
MIS Reports & Dashboards

Real-time Management Information System reports that give you a clear picture of your business health every week.

Weekly/monthly MIS reporting
P&L, Balance Sheet, Cash Flow statements
KPI dashboards & business scorecards
Board & investor reporting packs
🏦
Bank & Investor Relations

Professional financial packages for banks and investors. We help you raise capital and manage lending relationships.

CMA data preparation for bank loans
Project reports & DPR
Investor pitch decks & financial models
Due diligence support
💡
Business Strategy & Advisory

Strategic financial advisory to guide major business decisions — expansion, acquisition, restructuring, exit planning.

Business valuation & feasibility studies
M&A financial advisory
Cost optimization strategies
Working capital management
🎯
Cost & Profitability Analysis

Deep-dive into your cost structure to identify leakages, improve margins, and maximize profitability at every level.

Product/service-wise profitability
Cost centre wise reporting
Overhead rationalization
Pricing model optimization
⚖️
Financial Risk Management

Identify, assess, and mitigate financial risks before they become problems. Proactive protection for your business.

Risk register & mitigation planning
Internal control framework design
Fraud prevention systems
Insurance & liability advisory
✦

Flexible Engagement: Monthly retainer models available. Ideal for businesses with ₹1Cr+ annual turnover looking for dedicated CFO-level guidance without full-time overhead.

02Direct Tax

Income Tax & TDS Services

Complete direct tax compliance and planning for individuals, businesses, LLPs, companies, and trusts. We handle everything from filing to representation.

🧾
Income Tax Return (ITR) Filing

Accurate ITR filing for all categories of taxpayers with maximum legitimate deductions and exemptions claimed.

ITR-1 to ITR-7 — all forms covered
Individuals, HUFs, firms, companies, LLPs
Revised & belated returns
Capital gains computation (equity, property, MF)
📅
Tax Planning & Optimization

Proactive, year-round tax planning to legally minimize your tax outflow while staying fully compliant.

80C, 80D, 80G & all deduction planning
Salary structuring for employees
Business expense optimization
New vs old regime comparison & advisory
💸
Advance Tax & Self Assessment

Timely advance tax computation and payment to avoid interest under sections 234B and 234C.

Quarterly advance tax computation
Self-assessment tax calculation
Interest & penalty computation
Income tax challan management
✂️
TDS / TCS Compliance

End-to-end TDS management — computation, deduction, payment, returns, and certificates. Zero defaults guaranteed.

TDS on salary (Form 24Q)
TDS on non-salary (Form 26Q, 27Q)
TCS returns & compliance
Form 16 / Form 16A generation
🔔
Income Tax Notice & Assessment

Expert handling of income tax notices, assessments, and appeals. We represent you before tax authorities professionally.

Scrutiny assessment representation
143(1) & 143(3) proceedings
CIT(Appeals) & ITAT representation
Income tax refund follow-up
🏠
Capital Gains & Property Tax

Specialized advisory for capital gains from property, shares, mutual funds, and business assets with tax-saving strategies.

LTCG / STCG computation & planning
Section 54, 54F, 54EC exemptions
NRI taxation & TDS on property
Indexation benefit optimization
03Indirect Tax

GST Compliance & Advisory

Complete GST lifecycle management — from registration to annual returns, audits, refunds, and notice replies. Fully managed by our GST specialists.

📋
GST Registration

New GST registration, amendments, additional place of business, and GST cancellation — handled end to end.

New GST registration (Regular & Composition)
Amendment of GST registration details
GST cancellation & revocation
Multiple state registrations
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GST Return Filing

Timely filing of all GST returns — monthly, quarterly, and annual — with 100% accuracy and zero late fees.

GSTR-1 (outward supplies)
GSTR-3B (monthly summary)
GSTR-9 & GSTR-9C (annual)
CMP-08 for composition dealers
🔍
GST Audit & Reconciliation

Detailed GST audit to identify mismatches, excess ITC claims, and compliance gaps before authorities do.

GSTR-2A/2B vs books reconciliation
ITC eligibility & reversal analysis
GST audit under Section 35(5)
Annual return reconciliation
💰
GST Refund Claims

Expert handling of GST refund applications for exporters, inverted duty structure businesses, and excess tax paid cases.

Export refund (IGST paid & LUT)
Inverted duty structure refund
Excess tax paid refund
Refund application tracking & follow-up
⚠️
GST Notice & Litigation

Professional representation for GST notices, show cause notices, departmental audits, and appeals.

SCN reply drafting & submission
GST demand & assessment proceedings
Appeals before Appellate Authority
GST Tribunal representation
🤝
GST Advisory & Planning

Strategic GST structuring for businesses to optimize tax positions, supply chain structure, and ITC maximization.

Business transaction structuring
ITC optimization strategies
GST impact analysis for new business
E-way bill & e-invoice compliance
04Assurance

Audit & Assurance

Independent, thorough, and insightful audit services that go beyond compliance — helping you build stronger internal controls and investor confidence.

🏛️
Statutory Audit

Mandatory audit under the Companies Act for private & public limited companies. Issued with auditor's report for MCA filing.

Companies Act 2013 compliance
CARO 2020 reporting
ICAI standards (SA) based audit
Management letter with recommendations
🔎
Internal Audit

Systematic examination of your internal processes, controls, and risk management to identify weaknesses and improve efficiency.

Process & control gap analysis
Risk-based internal audit framework
Departmental audit (purchase, sales, HR)
Quarterly internal audit reports
📑
Tax Audit (Section 44AB)

Mandatory tax audit under Income Tax Act for businesses and professionals exceeding prescribed turnover thresholds.

Form 3CA/3CB & 3CD preparation
Books of accounts verification
Disallowances & additions analysis
Tax audit report filing with ITR
⏱️
Concurrent Audit

Real-time audit of transactions as they occur — commonly required by banks and large organizations for ongoing control assurance.

Day-to-day transaction review
Bank concurrent audit (RBI guidelines)
Exception reporting & alerts
Monthly concurrent audit reports
🌿
Stock & Asset Audit

Physical verification of inventory, fixed assets, and valuables to ensure books match actual holdings and prevent shrinkage.

Physical stock verification
Fixed asset register reconciliation
Stock valuation (FIFO, weighted avg)
Shrinkage & pilferage analysis
🛡️
Forensic & Fraud Audit

Specialized investigations into suspected fraud, embezzlement, or financial irregularities with evidence-grade documentation.

Fraud detection & investigation
Employee misconduct investigations
Vendor fraud & inflated billing analysis
Forensic report for legal proceedings
05Corporate

Company Law & ROC Compliance

Complete corporate law compliance, secretarial services, and MCA filings. From incorporation to annual compliance — everything handled precisely.

🏢
Company & LLP Incorporation

Fast, hassle-free incorporation of Private Limited Companies, LLPs, OPCs, and Section 8 companies with complete documentation.

Private Ltd, Public Ltd, OPC incorporation
LLP & Partnership firm registration
DIN, DSC, MOA & AOA drafting
SPICe+ form filing on MCA21
📂
Annual ROC Filings

All mandatory annual filings with Registrar of Companies — filed accurately and on time to avoid heavy penalties.

AOC-4 (financial statements filing)
MGT-7 / MGT-7A (annual return)
LLP Annual Return (Form 11)
LLP Statement of Accounts (Form 8)
✍️
Secretarial & Board Compliance

Complete secretarial services including Board meetings, AGMs, resolutions, and statutory registers maintenance.

Board & AGM minutes drafting
Statutory register maintenance
Board resolutions & EGM notices
Secretarial audit (Form MR-3)
🔄
Share Transfers & Allotments

Smooth handling of share transfers, allotments, buybacks, rights issues, and private placements with regulatory compliance.

Share transfer deed preparation
Rights issue & bonus shares (PAS-3)
ESOP scheme implementation
Share buyback compliance
📝
Director KYC & Compliance

Annual DIR-3 KYC, DIN reactivation, director appointment & resignation, and DIN-related compliance filings.

DIR-3 KYC (annual)
Director appointment / resignation (DIR-12)
DIN reactivation
Disqualification removal advisory
🔀
Strike Off, M&A & Restructuring

Corporate restructuring, mergers, demergers, change of company name/objects, and voluntary strike-off proceedings.

Voluntary strike-off (STK-2)
Merger & amalgamation filings
Change of name, registered office
Conversion (Pvt Ltd to LLP etc.)
06Day-to-Day Finance

Accounting & Bookkeeping

Accurate, timely, and fully managed bookkeeping services — so your books are always up to date, tax-ready, and investor-friendly.

📒
Daily Bookkeeping

Complete day-to-day accounting managed by our trained team on your preferred software — Tally, Zoho, QuickBooks, or any ERP.

Daily journal entry & voucher posting
Purchase & sales ledger management
Petty cash management
Multi-currency bookkeeping
🏧
Bank Reconciliation

Systematic matching of bank statements with books of accounts — daily, weekly, or monthly as required.

All bank account reconciliation
Outstanding cheque tracking
Uncleared transaction analysis
Multi-bank statement processing
📊
Financial Statement Preparation

Monthly, quarterly, and annual financial statements prepared per accounting standards — ready for tax, bank, and audit purposes.

Profit & Loss statement
Balance Sheet preparation
Cash flow statement (direct & indirect)
Notes to accounts
💳
Accounts Payable & Receivable

Systematic management of vendor payments and customer collections to keep your cash flow healthy.

Vendor invoice processing & payment
Customer invoice & collection follow-up
Ageing analysis (debtors & creditors)
Vendor reconciliation statements
🖥️
ERP Implementation Support

Help with Tally, Zoho Books, QuickBooks, or SAP setup, chart of accounts design, and data migration.

Chart of accounts design
Opening balance migration
Tally / Zoho / QuickBooks setup
Staff training on software
📦
Inventory Accounting

Systematic inventory recording, valuation, and reconciliation — ensuring your stock figures are always accurate.

FIFO / Weighted average valuation
Stock statement for bank
Batch-wise & location-wise tracking
Slow-moving stock analysis
07HR Compliance

Payroll & HR Compliance

End-to-end payroll processing and labour law compliance — so your employees are paid correctly and your business stays compliant.

💼
Payroll Processing

Monthly payroll calculation for all employees — including CTC structuring, deductions, and net pay computation.

Monthly payroll computation
CTC structuring & optimization
Payslip generation
Full & final settlement
🏥
PF & ESI Compliance

Complete Provident Fund and ESIC registration, monthly filings, ECR upload, and employee passbook management.

PF registration & ECR filing
ESIC registration & monthly returns
PF withdrawal & transfer assistance
PF inspection & audit support
📄
TDS on Salary & Form 16

Accurate TDS computation on salary income, quarterly TDS returns, and Form 16 issuance for all employees.

Monthly TDS calculation
Form 24Q filing (quarterly)
Form 16 Part A & B generation
Investment declaration management
⚖️
Labour Law Compliance

Compliance with all applicable labour laws — Shops & Establishment, Gratuity, Bonus, Minimum Wages, and more.

Shops & Establishment registration
Gratuity calculation & compliance
Bonus & leave encashment computation
Labour inspector visit support
08Cross-Border

FEMA & International Tax

Expert guidance on cross-border transactions, foreign exchange compliance, NRI taxation, and international tax planning for globally operating businesses.

🌍
FEMA Compliance

Complete compliance with the Foreign Exchange Management Act for all inbound and outbound foreign exchange transactions.

FC-GPR filing (FDI reporting)
FC-TRS (share transfer to NRI/foreign)
ODI filings for overseas investment
Annual Performance Report (APR)
🏦
RBI Filings & Approvals

All RBI compulsory filings, approvals, and reporting for foreign currency transactions, ECBs, and overseas remittances.

External Commercial Borrowing (ECB) filings
Overseas remittance (Form 15CA/15CB)
RBI approval applications
Liaison / Branch office compliance
📐
Transfer Pricing

Transfer pricing documentation, benchmarking studies, and compliance for transactions between related international parties.

TP documentation (Master file & Local file)
Benchmarking & comparability analysis
Form 3CEB filing
Advance Pricing Agreement (APA) advisory
🤝
DTAA & Tax Treaty Advisory

Expert advice on double taxation avoidance agreements to minimize tax on cross-border income.

DTAA benefit analysis & application
Tax Residency Certificate (TRC) advisory
Withholding tax optimization
PE (Permanent Establishment) analysis
🧑‍💼
NRI Taxation

Complete tax services for Non-Resident Indians — ITR filing, repatriation of funds, NRO/NRE account advice.

NRI ITR filing (India income)
TDS on property sale by NRI
Repatriation of funds (Form 15CA/15CB)
FEMA residential status advisory
🚀
Foreign Investment Advisory

End-to-end advisory for inbound FDI and outbound Indian investment — structure, compliance, and ongoing reporting.

FDI route analysis (automatic vs govt)
Shareholder agreement review
Joint venture structuring
Overseas direct investment (ODI)
09Capital & Finance

Loan & Fund Syndication

Complete support for business loans, working capital, project finance, and fundraising — from documentation to disbursement.

🏦
CMA Data & Project Reports

Professional CMA data, detailed project reports, and financial projections that banks trust and approve faster.

Credit Monitoring Arrangement (CMA) data
Detailed Project Report (DPR)
3-5 year financial projections
Techno-economic feasibility reports
💵
Working Capital Loans

Full support for cash credit, overdraft, and working capital demand loan applications across all major banks.

CC / OD limit proposals
Stock statement preparation
Debtor & creditor statements
Bank limit renewal documentation
🏗️
Term Loans & Project Finance

Documentation support for term loans, machinery loans, and long-term project financing from banks and NBFCs.

Term loan application preparation
Machinery / equipment loan documentation
Real estate project finance
NBFC loan advisory
🌱
MSME & Government Scheme Loans

Access to government-backed schemes — MUDRA, CGTMSE, Stand-Up India, and other MSME loan programs.

MUDRA loan application
CGTMSE guarantee scheme
Stand-Up India for SC/ST/Women
Startup India seed fund
10New Business

Startup & Business Registration

Everything you need to launch your business the right way — all registrations, licenses, and compliance from Day 1.

🆕
Business Entity Registration

Register the right business structure for your needs — company, LLP, partnership, proprietorship, or trust.

Private Ltd / OPC / Section 8 Company
LLP & Partnership firm
Proprietorship setup
Trust & Society registration
🌟
Startup India Recognition

DPIIT recognition for startups to access tax exemptions (Section 80-IAC), angel tax exemption, and government funding.

DPIIT startup recognition certificate
Section 80-IAC tax holiday application
Angel tax exemption (Section 56)
Startup India portal compliance
🏅
MSME / Udyam Registration

Udyam registration for micro, small, and medium enterprises to access priority sector benefits, lower interest rates, and government schemes.

Udyam registration certificate
MSME certificate for tenders
Udyam update & amendment
GeM seller registration
🍽️
FSSAI & Food License

Food Safety and Standards Authority registration and licensing for food businesses — basic, state, and central licenses.

FSSAI basic registration
State & Central license application
FSSAI renewal & amendments
Food safety compliance advisory
🏷️
Trade Mark & IP Registration

Protect your brand with trademark registration, copyright filing, and IP advisory for businesses of all sizes.

Trademark search & application
Trademark objection reply
Copyright registration
Patent filing advisory
📜
Licenses & Other Registrations

All business licenses and registrations needed to operate legally — trade, import/export, drug, and more.

Trade / Shop license
Import Export Code (IEC)
Professional Tax registration
Drug license & ISO advisory
11Technology

AI Finance Automation

Our flagship service — we design, deploy, and staff AI-powered finance departments that run independently. Not just software. Real people + smart systems.

🤖
Finance Department Setup

We build your entire finance department from scratch — process design, staff placement, tools setup, and go-live support in 6–9 months.

Current state assessment & gap analysis
Process mapping & SOP documentation
Trained staff placement (turnover-proof)
AI tools integration & go-live
⚡
Automated Compliance Filing

GST, TDS, ROC, ITR — all compliance auto-prepared and filed. Zero manual intervention. Zero penalties.

Automated GST return preparation
TDS auto-calculation & filing
Compliance calendar & auto-reminders
Real-time compliance dashboard
📊
Real-Time Financial Dashboards

Live P&L, cash flow, and business health dashboards — accessible 24/7 from any device for founders and CFOs.

Live P&L & Balance Sheet
Cash flow tracker
KPI & business health scorecard
Drill-down analytics
🔄
Auto Reconciliation

AI-powered bank reconciliation, GST reconciliation, and vendor matching — done automatically every day.

Daily bank auto-reconciliation
GSTR-2A vs books auto-matching
Vendor statement auto-reconciliation
Exception alerts & auto-flagging
👥
Managed Finance Staff

Trained, qualified finance professionals placed in your business as contractual staff. If they leave, we replace them — your operations never stop.

Accountant & senior accountant placement
GST & TDS specialist placement
Zero turnover disruption guarantee
Monthly performance review by our CA
🔒
Data Security & Cloud Setup

Bank-grade data security, cloud backup, and role-based access setup for your finance infrastructure.

End-to-end data encryption
Role-based access control
Automated daily cloud backup
Disaster recovery planning
The 6–9 Month Implementation Journey
01
Process Mapping

Month 1–2: Full audit of current workflows and gap identification.

02
Staff & Tools

Month 2–4: Trained team placed, AI tools configured and tested.

03
Implementation

Month 4–7: Live operations with CA oversight and daily refinement.

04
Self-Running

Month 7–9: Full handover. Finance dept runs without the founder.

Ready to Get Started?

One Firm.
Every Service.

No matter what your financial challenge is — we have the team, the expertise, and the technology to solve it. Book your free 30-minute consultation today.

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📍
Our Office
Delhi NCR, India
📞
Call / WhatsApp
+91 81304 54192
✉️
Email Us
hello@suassociate.com
SU ASSOCIATE & CO AI-Powered Financial Consultants · Delhi NCR

A qualified CA firm delivering AI-powered accounting, compliance, audit, and financial automation services across India.

📞 +91 81304 54192
✉️ hello@suassociate.com

Core Services
  • Virtual CFO
  • Income Tax & TDS
  • GST Compliance
  • Audit & Assurance
  • ROC & Company Law
  • AI Automation
More Services
  • Bookkeeping
  • Payroll & HR
  • FEMA & Intl Tax
  • Loan Syndication
  • Startup & Reg
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